Retirement Financial Planning


Secured Wealth for Long-term Contentedness

These days, ensuring your financial stability for retirement requires careful planning. At Bryant & Associates, we provide retirement counseling focused on your security through steady, long-term growth. We can help consolidate and organize your retirement accounts to give you a clear picture of your current finances and help establish reachable goals for the future. Our certified agents can help you regarding 401(k)s, IRAs, annuities and other financial investment accounts. We serve clients in Vancouver, Longview, White Salmon, Portland and The Dalles areas. Contact Bryant & Associates to discuss retirement financial planning today and get on the right path to security.

Planning and Guidance for Your Retirement

The first step in retirement planning is to help eliminate debt – if you have any – and begin putting aside funds to build wealth. The key in creating enough cash to live off of during retirement is in amplifying the savings you regularly put aside. Our team can help ensure you have a diversified plan to protect your wealth.

401(k) Plans

A 401(k) plan is a popular aspect of many clients’ retirement portfolio. Your 401(k) is set up through an employer and builds funds through your contributions and through profit-sharing. It is designed to be withdrawn at a certain age or during retirement. Your employer may match part or all of the funds you contribute to your 401(k), making it a great option for steady growth. The certified agents at Bryant & Associates can help you determine the best plan of action for your 401(k) should you leave your employer or want to withdraw your funds early.

Individual Retirement Accounts (IRAs)

We can help you set up an IRA that will grow over time with your contributions, usually which grow with tax deferral or tax free. There are three main types of IRAs: A Roth IRA, a traditional IRA and a Roth IRA.

With a traditional IRA, the funds you invest are tax deductible for the year you make your contributions. When you retire and withdraw funds, they are taxed at a normal rate. With a Roth IRA, you receive no tax deductions for the funds you invest, but the earnings you make and the rest of the funds you withdraw are typically tax free. A rollover IRA is created when one of our agents helps transfer your 401(k) or other retirement plan into an IRA. With a rollover IRA, your savings is typically tax deferred and you are able to take more initiative in your investments.


An annuity is a fund that pays you out cash on a regular basis once you reach retirement. There are two types of annuities: fixed and variable. Variable annuities are invested with a client’s input and have the potential to pay out a larger amount than a fixed annuity. A fixed annuity, however, guarantees a bottom line percentage return.

You may choose to contribute a large sum of money to your annuity at once, then begin receiving fixed payments over time. This is called an immediate annuity. A deferred annuity is an alternative option in which you pay into your annuity over time until it reaches a certain rate. Once that happens, then you may begin to receive regular payments. Both types of annuities are designed to preserve and regulate at least part of your retirement and provide stability.

Getting Started Today

It is never too early to begin considering your retirement. Smart investments with Bryant & Associates can help you develop long-term wealth and maintain your lifestyle. We serve the people of Vancouver, Longview, White Salmon, Portland and The Dalles areas with kindness and integrity. Contact us today to schedule an appointment and quote with one of our skilled agents.