Group Health Insurance Protects Your Employees
At Bryant & Associates, we offer the group health insurance that your business needs to keep your employees protected. We offer group health insurance for businesses of all sizes, working with top insurance companies in Vancouver, Longview, White Salmon, Portland, The Dalles and surrounding areas. Our certified insurance agents have more than 75 years of combined experience. We stay up-to-date with changes in policy regarding group health insurance so we can help you find the best coverage at the best rates. Contact our office today to schedule a consultation about your business.
Small Vs. Large Group Insurance Options
We offer group insurance for a small (fewer than 50 employees) and large (50 or more employees) businesses. Small businesses with fewer than 50 employees are not required to provide group health insurance to their employees, while large businesses with 50 or more employees are required to provide it. A large business who does not offer insurance are liable to fines of up to $100 per day, per employee that health insurance is not offered.
You should note that while in the past, some employers chose to have employees choose their own healthcare plans and then reimburse them. This is no longer lawful. If you are required to provide health insurance because you own a large business, you must do so through group health insurance.
Some employers choose to pay for the full cost of their employees’ health insurance plans, while others cover it in part. You may also want to consider ancillary benefits – which can include dental, vision and other insurance – as an option for your employees.
Increase Your Appeal to Potential Employees
A great health insurance plan may help your business look more attractive to prospective employees. In a world where selecting individual health insurance can be costly, many people aspire to work at companies that offer group health insurance.
In addition to creating a positive image of your company, health insurance can help your employees thrive. When offered access to affordable healthcare options, many employees are happier and are better equipped to perform their duties each day.
Choosing a Group Health Insurance Option
The type of insurance options your company is eligible for depend on its size, how many people you employ, what benefits you want to provide and how much you are willing to pay for them. The certified agents at Bryant & Associates will assess your needs to determine what premium you will pay each month. It is important to remember that the health of your employees plays no role in which policies are available to you, since the Affordable Care Act was enacted.
There are several levels of standardized group health insurance plans available, ranging from bronze level to platinum level. These plans increase in price and in the coverage they provide for your employees.
Our Agents Help You Stay on Track
When you choose to work with a certified agent at Bryant & Associates Insurance Agency to assist in choosing a group health insurance plan, you receive our expertise and assistance at every step of the way. We can help you as your business continues to grow and evolve and adjust your group health insurance policy appropriately. Click to connect with one of our licensed agents today!!