Business Liability Insurance Keeps You Running After the Unexpected
Business liability insurance protects your business from financial distress in the event that someone brings a lawsuit against your company. At Bryant & Associates, we work with to top insurance companies in the Portland metro area to deliver affordable liability insurance to protect your livelihood. Business liability insurance, often also known as commercial general liability insurance, is designed to help your business recover financially during a lawsuit. This type of insurance helps you pay for legal defense and any payout you are required to make to the person or people who file a legal suit against your company. We are proud to provide financial protection via general liability to small businesses in Vancouver, Longview, White Salmon, Portland and The Dalles. Contact Bryant & Associates’ certified agents today to discuss your options in business liability and receive a custom quote to address your unique needs.
Protect Your Business from Serious Financial Consequences
You may wonder why business liability insurance is even necessary when you run a safe, honest small business. The truth is, all business owners in Oregon, Washington and nationwide run the risk of a lawsuit no matter how careful they and their employees are. Our team takes great care to evaluate the specific risks that your business faces in order to set up an airtight defense and plan for possibilities you may not have foreseen. With more than 75 combined years in commercial insurance, Bryant & Associates can help protect you from all possible liability claims that may be made against your business.
What Incidents Does Business Liability Protect Against?
General liability insurance protects you and your employees when they are working for your business. It also protects your business in the event that an employee is injured or for other reason threatens legal action against your business. In short, great business liability insurance should protect you financially when an accident or other incident occurs as a result of you or an employee’s actions or as a result of other circumstances on your business property. causes injury or damage at your property, on a job site, Examples of liability claims that might be brought against you include:
- A claim or advice provided by your company contributes to an accident causing injury or property damage.
- A product your company produces causes injury to someone or damage to property.
- An employee causes damage to property while on the clock.
- A client or customer is injured on your property, such as a slip and fall.
These are just a few of the possible liability claims that you face as a small business owner. At Bryant & Associates, we know the spectrum of liability charges you could face and can help you choose a policy that you can rest assured will protect your livelihood, your assets and your employees.
Additional Coverage When You Need It
Certain businesses require additional business liability insurance simply because of the nature of their businesses. For example, a business involved in any way with healthcare or medicine may require a higher personal injury limit – the maximum claim that an insurance company pays out – than a business that sells hats. We’re here to help you determine the right coverage for the right price.
We can combine your business liability insurance with other coverage, such as property insurance and worker’s compensation insurance. We can also provide you with an umbrella policy, which will help cover any costs resulting from any sort of claim should you exceed limits on your existing policy.
We Focus on Protection So You Can Focus on Your Business
When you choose to work with an agent at Bryant & Associates, you receive great coverage at a great rate. Additionally, you can rest assured knowing that our agents are ready to help you every step of the way should you need to utilize your business liability insurance. Contact us if you own a business in Vancouver, Longview, White Salmon, Portland or The Dalles, and schedule a consultation today.
